As a boat owner, safeguarding your vessel against the wrath of nature is paramount. Hurricanes, with their ferocious winds and relentless rains, can wreak havoc on the unprepared. To help you protect your prized possession, here are ten critical steps to prepare your boat for hurricane season
- Devise a Comprehensive Plan: Well before hurricane season approaches, craft a detailed strategy. This includes understanding your insurance coverage, knowing the safest locations for your boat, and having a clear action plan for when a storm is forecasted.
- Understand Your Coverage: Familiarize yourself with the nuances of your marine insurance policy. Ensure that you comply with all requirements to maintain coverage, especially during a hurricane.
- Secure a Safe Harbor: If possible, move your boat to a designated safe location known as a ‘hurricane hole’. These are often well-protected areas with minimal tidal surge.
- Strengthen Your Mooring: Should your boat remain on a mooring, confirm that it’s robust enough to handle the strain. Inspect all chains and swivels for wear and tear, and consider doubling up on mooring lines.
- Minimize Windage: Reduce your boat’s resistance to wind by removing sails, canvases, and any deck gear that could catch the wind. This lowers the risk of capsizing or sustaining damage.
- Fortify Dock Lines: If your boat stays docked, use extra-long and strong lines for secure tie-ups. Employ chafe protection to prevent lines from wearing through under strain.
- Ensure Bilge Pump Readiness: Check that your bilge pumps are operational and that batteries are fully charged to run them continuously. Consider installing additional pumps as a backup.
- Remove Valuables and Documents: Take off the boat all personal belongings, important documents, and expensive electronics. Store them in a secure, dry place on land.
- Seal Openings: Tape over hatches, ports, and windows to prevent water ingress. Ensure that all seacocks are closed except those necessary for cockpit drainage.
- Stay Informed: Keep a close eye on weather updates and be ready to act swiftly. Time is of the essence when securing your boat against an incoming hurricane.
Remember, these measures not only aim to protect your boat but also to minimize potential insurance claims and ensure your peace of mind during the stormy season.
Disclaimer: The information provided in this blog post is for general guidance and informational purposes only. NavSav Private Client Insurance is not responsible for any actions taken based on the information provided herein. Boat owners are advised to consult with professionals for an assessment of their specific situation. The recommendations listed do not guarantee protection against all potential damage caused by a hurricane. Policyholders should review their insurance policy for detailed information regarding coverage and contact their insurance agent for personalized advice.
