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High-Value Home Insurance

Your lifestyle Secured.

When it comes to high-value home insurance, it’s all about tailored coverage for your unique needs.

Unlike standard policies, which might fall short for luxury homes, high-value home insurance provides better protection for your valuable assets, including jewelryart, and antiques. If you own a home worth over $750,000 (or even $1 million), consider options like Chubb’s Masterpiece policy, or PURE’s high-value homeowners policy. These specialized policies offer increased coverage limits for both your dwelling and its contents, ensuring that your lifestyle remains secured. If you’d like more information or a customized coverage plan, feel free to reach out! 

Contact us and learn what NavSav Private Client can do for you
and protecting your home!

With years of experience in personal and commercial insurance lines at the nation’s premier brokers, our expert team is fully equipped to support you.

Trusted Partners

As an independent agency, we have access to multiple high-quality insurance carriers.
This means you receive insurance solutions tailored to your needs, not one-size-fits-all policies.

Dwelling Coverage

Dwelling coverage is essential for high-value homeowners. It protects the physical structure of your home, including walls, roof, floors, and built-in appliances. With tailored dwelling coverage, you can rest assured that your luxury home is safeguarded against perils like fire, storms, and vandalism. 

Contents Coverage

Contents coverage extends beyond the structure to protect your valuable possessions. This includes furniture, electronics, jewelry, art, and antiques. High-value homeowners often have unique collections, so having adequate contents coverage is crucial.

Personal Liability Coverage

Personal liability coverage shields you from legal claims if someone is injured on your property or if you accidentally cause damage to someone else’s property. For high-value homeowners, this coverage is vital, especially if you host events or have staff working on your premises. 

Additional Living Expenses (ALE)

ALE coverage helps cover temporary living expenses if your home becomes uninhabitable due to a covered loss. For high-value homeowners, maintaining their lifestyle during repairs or rebuilding is crucial.

Other Home Owner Coverages

Scheduled Personal Property: Scheduled personal property coverage allows you to list specific high-value items separately, ensuring they are adequately insured. Whether it’s a rare watch, a valuable painting, or a vintage wine collection, this coverage is tailored for unique assets. 

Identity Theft Coverage: Identity theft coverage helps protect against financial losses due to identity theft or cybercrime. High-net-worth individuals are often targeted, so having this coverage is essential. 

Contact us and learn what NavSav Private Client can do for you
and protecting your home!

With years of experience in personal and commercial insurance lines at the nation’s premier brokers, our expert team is fully equipped to support you.

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