RV insurance from NavSav Insurance offers protection if you cause injuries or damages to others. It can also cover the cost of damages to your vehicle if a covered incident occurs. You can select from a variety of coverages that will differ based on how you use your vehicle — for recreation or as a full-time residence.
Is RV Insurance Required?
In many states, you’re only required to carry bodily injury and property damage liability on your motorhome. Travel trailers are a different story. Because they’re not motorized, insurance is optional. However, if you’re financing your motorhome or travel trailer, your lender will typically require you to carry physical damage coverages. Review your policy to ensure you have the RV insurance coverages you need to protect you and your RV.
How Does RV Insurance Work?
If you damage your RV or cause injuries to someone else (and/or their property), you can file a claim with NavSav Insurance Carriers. Depending on the incident that occurred, NavSav Carriers may pay for the losses or injuries up to your coverage amount.
There are some differences between RV insurance and traditional auto insurance. When you buy RV insurance, NavSav will ask simple questions about you, your RV, and how often you use it. You’ll then select coverages to best protect you and your vehicle. Options include liability, collision, comprehensive, uninsured/underinsured motorist, and even RV towing insurance. Generally, more coverage means a higher insurance premium.
