HR Solutions
Empowering Your Workforce, One Solution at a Time
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Empower Your Workforce with NavSav Benefits
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HR Support
Resources
Acknowledging and overseeing the needs of your workforce can be tough. We have various HR related articles, employee handbooks, employee communications, forms and benefit statements to help you remain an employer of choice.
HR Library forms on Demand:
- HR Hotline to ask questions by phone or email and receive personalized answers from HR professionals
- Employee Handbook – customizable handbook including recommended policies and corresponding forms
- Benchmarking Data
- HR Audits – compliance, best practices, strategic, function specific
Education / Communication
We also have the resources to help you properly educate your employees and empower them to become wiser health care consumers. Tackle your employee communication concerns with customizable benefit announcements, employee newsletters and presentations.
Benefits Education Campaign – materials and videos for employee benefits education, promoting smart benefit choices and usage.
Employee Newsletters – monthly newsletters promoting wellness programs and healthy living.
Employee Benefit Statements – Improved morale and appreciation of benefits package with statements that educate employees about the “hidden” paycheck.
Wellness
In the post-pandemic world, employers are realizing the value of employee wellness programs to maintain physical and mental health. We will help craft the right solution for your organization and assist with the communication/education to your employees. Not only does this offer resources for your employees, it also promotes preventative care, lowering your overall risk which directly impacts your health renewal rates.
Enrollment and Technology
Enrollment
Our team will help process your employee’s enrollment in the manner that suits your business best. From streamlining paper applications to managing an online benefit administration platform. As we learn your business infrastructure, we can navigate your employees to the coverage they want.
Leveraging our knowledge with vendors and carriers, we will work to ensure your technology works together seamlessly. Not all carriers and not all technology connect with each other. As self proclaimed “connecter of things” we will help guide you through the technology landscape.
Did you know carriers prefer companies use an electronic benefit administration system? Often times, carriers will pay for the technology platform, reducing billing errors, administrative burden, confusion, and providing a better employee experience. As we compare plan options, we will also compare the technology credit programs available.
Payroll and HRIS Systems
Choosing the right payroll solution can be a daunting task. NavSav has established relationships with the top national and regional payroll vendors. We will help consult which is the best option, saving you time on needless demo’s and provide exclusive partner pricing.
If you are looking for applicant tracking, performance management, time clock management, employee record keeping, or other employee management related software – an HRIS system might be best for you. We can help consult on the best option and provide exclusive vendor pricing.
Even though we have a panel of recommended solutions, we are agnostic to the provider you choose to partner with. In any case, we will help facilitate support and ensure a smooth connection for your benefit needs.
Alternative Solutions
Sometimes, a company feels it is best to outsource HR services. Options for this include managed service providers, enrollment firms, and Professional Employer Organizations (PEO’s).
Whether looking to join or exit a PEO, we will help Navigate the process. Our team has extensive knowledge of the regulations and process of both entering and exiting a PEO relationship.
No matter the need, we can find your trusted partner.
Compliance
Navigating the complexities of employee benefits maintenance and compliance regulations can be daunting for employers that provide health coverage, regardless the size of the sponsoring employer.
At NavSav, we understand the challenges you face in staying informed and compliant in the dynamic landscape of employee benefits compliance regulations. As your trusted benefit advisors, we are committed to providing you with the latest legislative updates and insights to ensure your compliance and peace of mind. All NavSav Benefit clients will have peace of mind knowing they have someone to help Navigate the complexities of health plan compliance.
- Affordable Care Act (ACA) – The Affordable Care Act, or ACA, stands as a cornerstone with its comprehensive set of requirements such as the type of affordability of health coverage provided, dollar thresholds, out-of-pocket limits, treatment of preexisting conditions, coverage for preventive care services, participation in clinical trials, inclusion of dependents, and ensuring patient protections in selecting healthcare providers.For large employers, understanding and adhering to ACA regulation is paramount, as non-compliance can lead to significant penalties.
- Employer Mandate – Employers with 50 or more full-time and/or FTE employees must offer affordable/minimum value medical coverage to their full-time employees and their dependents up to the end of the month in which they turn 26, or they may be subject to penalties.
- Consolidated Omnibus Budget Reconciliation Act (COBRA) – COBRA requires employers of 20 or more full time equivalent employees to offer their employees the opportunity to continue their group healthcare coverage under the employer’s plan if their coverage ends due to employee termination, layoff or certain other employment status changes (referred to as “qualifying Events”).
- State Continuation / Mini-COBRA Laws
- ERISA – ERISA is a federal law that regulates group sponsored benefits, often called welfare benefit plans. Besides requiring the provision of specific plan features and funding information, the law mandates employers to comply with strict requirement for disclosing plan information to all eligible employees. If the employer is ever audited by the Department of Labor (DOI), there are 18 documents that may be required as part of an audit process.
- Patient Center Outcome Research Institute Fee (PCORI) – Annual reporting that must be completed by Level/Self Funded plans
- RxDC – Prescription Drug Data Collection (RxDC) – Annual reporting to the CMS on your Rx Plan.
- Form 5500 Filing
An insurance policy is often the only thing keeping you from financial ruin when the inevitable takes place. As such, your indemnity plan should be something that covers all of your assets. The agents at NavSav Insurance can help you find the insurance policies that fit your lifestyle. Our agents can help you find the best insurance plan to fit your needs. You may also consider bundling protections into one policy for even more convenience.
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