Interpretation + Definitions

Words with capitalized initials have meanings defined under the following conditions. These definitions shall apply whether they are in singular or plural form.

Definitions

• Account refers to a unique account created for you to access our services or parts of our services.
• Company (referred to as “the Company”, “We”, “Us”, or “Our” in this Privacy Policy) refers to NavSav Insurance, 24624 Interstate 45, Suite 225, Spring, TX 77386, 832-793-8550.
• Cookies are small data files placed on your device (computer, mobile device, or any other device) that store information about your browsing activities on our website.
• Country refers to Texas, United States.
• Device means any device used to access our services, such as a computer, cellphone, or tablet.
• Personal Data refers to any information that can identify an individual.
• Service refers to the website provided by NavSav, accessible at navsav.com.
• Service Provider refers to any natural or legal entity that processes personal data on behalf of the Company. This includes third-party companies or individuals engaged by the Company to facilitate our services, provide services on our behalf, or assist in analyzing service usage.
• Third-Party Social Media Service refers to any social networking website or platform through which users can log in or create an account to access our services.
• Usage Data refers to data collected automatically, either from the usage of our services or from the service infrastructure itself (e.g., duration of a page visit).
• You refers to the individual accessing or using the services or the legal entity on whose behalf such individual is accessing or using the services, as applicable.

Collection and Use of Personal Data

Types of Data Collected

Personal Data

When using our services, we may ask you to provide certain personally identifiable information that can be used to contact or identify you. Personal data may include, but is not limited to:

• Email Address
• First and Last Name
• Phone Number
• Physical Address (State, Province, ZIP/Postal Code, City)
• Usage Data

Usage Data

Usage Data is collected automatically when using our services. This may include information such as your device’s IP address, browser type, browser version, the pages you visit, the time and date of your visit, the time spent on those pages, and other diagnostic data.

If you access our services through a mobile device, we may collect information such as the type of mobile device used, unique device identifiers, and other diagnostic information.

Tracking Technologies and Cookies

We use cookies and similar tracking technologies to monitor activity on our services and store certain information. These technologies include beacons, tags, and scripts to collect and track information and improve our services.

• Browser Cookies: These small files are placed on your device by a website. You can instruct your browser to refuse all cookies or indicate when a cookie is being sent. However, if you do not accept cookies, some parts of our services may not be accessible.

• Flash Cookies: These cookies collect and store information about your preferences or activities on our services. These are not managed by the same browser settings as browser cookies.

• Web Beacons: Certain parts of our services may include small electronic files known as web beacons, which allow us to, for example, count users who have visited pages or opened an email.

For more information about our use of cookies, please visit our Cookies Policy.

Use of Your Personal Data

The Company uses your personal data for the following purposes:

• To provide and maintain our services.
• To manage your account and provide access to service features.
• To fulfill contracts, such as providing products or services you have purchased.
• To communicate with you, including via email, phone, or SMS, regarding updates or changes to services.
• To provide you with relevant information about similar goods or services, unless you opt out of such communications.
• For business transfers, such as in the case of a merger or acquisition.
• For internal analysis, including data trends and service improvement.

Sharing Your Personal Data

Your personal data may be shared with:

• Service Providers: To monitor and analyze service usage or contact you on our behalf.
• Affiliates: Under circumstances where our affiliates are bound to uphold this Privacy Policy.
• Business Partners: For marketing purposes or product offers.
• Legal Authorities: In cases where the disclosure is necessary to comply with legal obligations or to protect the Company’s rights.
• Phone Numbers Collected for SMS Consent: Phone numbers collected for SMS consent will never be shared with third parties or affiliates.

Transfer of Your Personal Data

Your data, including personal information, may be transferred to locations outside of your state or country where data protection laws may differ. We take appropriate safeguards to ensure your personal data is transferred securely and in accordance with this Privacy Policy.

Legal Requirements for Disclosure

The Company may disclose your personal data:

• To comply with legal obligations.
• To protect and defend the rights or property of the Company.
• To prevent or investigate possible wrongdoing in connection with the services.
• To protect the personal safety of users or the public.
• To comply with legal processes or regulatory requirements under applicable laws.

Security of Your Personal Data

We use commercially reasonable safeguards to protect your personal data, but no method of transmission over the internet or electronic storage is 100% secure. Therefore, we cannot guarantee its absolute security.

Links to Other Websites

Our services may include links to third-party websites. We are not responsible for the content, privacy practices, or data protection policies of any third-party sites.

Changes to This Privacy Policy

We may update our Privacy Policy from time to time. You will be notified of any changes via email or through a notice on our services before the changes take effect.

Contact Us

If you have any questions about this Privacy Policy, You can contact us by email: info@navsav.com